Finally understand
where your money goes.
Track spending, manage budgets, and stay on top of your finances — natively built for iPhone, iPad, and Mac.
Everything you need to manage
your personal finances
A comprehensive, native Apple experience for managing your personal finances.
Multi-Account Management
Bank accounts, cash, credit cards, assets, and liabilities — all in one place with account grouping and real-time balances.
Envelopes & Budgets
Set monthly spending limits per category with the envelope method — free to use. Advanced analysis (burndown, stacked forecast, drift alerts) is part of Premium.
Reports & Health Score
See your financial health at a glance with a clear score and spending breakdowns — free in every tier. Advanced analysis (annual, trends, loan, PDF export) is part of Premium.
Smart Import & Export
Import and export QIF, OFX/QFX, CSV, MT940, CAMT.053 and HBK (HomeBank's native format). XHB (legacy HomeBank Desktop) is import-only. Automatic duplicate detection keeps your data clean.
App Lock & Security
Protect your financial data with PIN code, Face ID, or Touch ID. Automatic lock on background with configurable grace period.
Payees & Smart Rules
Smart rules that automatically categorize your transactions. The more you use HomeBank, the better it gets at organizing your finances.
Recurrences
Unified view of recurring expenses, income, and loan payments. Flexible frequencies with automatic pattern detection from your transaction history.
Multi-Currency
Full multi-currency support with automatic ECB exchange rate syncing. Transfer between accounts in different currencies seamlessly.
CloudKit Sync
Keep your data synchronized across all your Apple devices with iCloud. Your finances are always up to date, everywhere.
Bank Connection
Bank sync is on the roadmap. We're working on secure integrations so you can connect your accounts and import transactions automatically.
Widgets & Siri
11 Home Screen and Lock Screen widgets — balances, budgets, cash flow, net worth, spending trends, and more. Siri Shortcuts to add transactions or check your finances hands-free.
Loans & Amortization
Record loans as recurring payments and track balances as they go down — free. The full amortization report with early-payment savings is Premium.
Built different. Built better.
HomeBank isn't just another finance app. It's built from the ground up for Apple platforms, with attention to every detail.
Native SwiftUI
Not a web wrapper. Not a cross-platform compromise. Pure SwiftUI built specifically for iOS, iPadOS, and macOS — with platform-specific navigation, menus, and keyboard shortcuts.
Import & Export Formats
QIF, OFX/QFX, CSV, MT940, CAMT.053, HBK (HomeBank native — import & export) and XHB (legacy HomeBank Desktop — import only) — bring your data from any bank or finance app with automatic duplicate detection.
Free to Start
Core features are free forever. Optional Premium unlocks envelope budgeting, advanced reports, smart suggestions, crypto analytics, CloudKit Sync and Family Sharing. Your data stays yours — local-first, no data harvesting.
Automated Tests
Every domain rule, import pipeline, and calculation is backed by comprehensive test suites. Your financial data integrity is guaranteed by code, not promises.
See it in action
Real screenshots from the app. Native SwiftUI on every screen.
Import from anywhere
Bring your data from banks or other apps — we speak your format.
Frequently Asked Questions
Everything you need to know before getting started.
Request TestFlight Access
HomeBank is currently in beta. Enter your Apple ID email to request an invitation to our TestFlight.
Request sent! We'll add you to TestFlight shortly.
Legal Information
Privacy Policy
HomeBank stores your financial data locally on your device. When iCloud Sync is enabled, data is transmitted to Apple's CloudKit servers under Apple's privacy terms. When Bank Connection is enabled, credentials are transmitted securely to your bank — we never see or store them. Optional anonymous analytics (via TelemetryDeck) can be enabled in Settings — they are off by default. We do not sell any personal data.
Read full policy →Terms of Sale
HomeBank Premium is sold via in-app subscription on the App Store. Pricing, free trial, billing, cancellation, refunds and the EU/UK 14-day right of withdrawal are detailed in the Terms of Sale.
Read full terms →Data & Security
All sensitive data (PIN codes, authentication tokens) is stored in the iOS/macOS Keychain using AES-256 encryption. Network connections use TLS with certificate pinning. App Attest validates device integrity for banking operations. No financial data leaves your device unless you explicitly enable iCloud Sync or Bank Connection.
Security details →